Maalicard was incorporated in November 2020 to deepen the penetration of financial services to the unbanked and underserved individuals

Maalitoto is a Cashless Pocket Management service that offers a lifetime account for learners to evolve alongside their digital banking supported by parents or guardians. It features continous financial training and and involvement in Maali Financial , fostering a holistic approach to financial empowernment and education

Maalicard aims at developing and deepening the penetration of consumer financial products and services using technology as a medium of outreach. It supports both individual or non-individual accounts while building a network of agents/merchants accepting the cards or e-payments, card sales for individuals and corporate /Institutional users. Maali technology allows for multi-currency, for a single card holder, savings, deposit, transfer, inward remittances, P2P payments and also offers rescue loans to individuals with digital savings with out terminating their saving plan. The service is seamless, transparent, affordable and easily accessible.