Technology & Fintech · Operating / school roll-out

MaaliToto

Growing Financially. Living Digitally.

Cashless pocket money for school-going children: a lifetime learner account supervised by parents, with financial-literacy training.

Visit MaaliToto on maalicard.comContact us
Overview

What MaaliToto does

MaaliToto gives each learner a lifetime account, opened and supervised by a parent or guardian and linked to the parent’s NIN, that grows with the child from primary school into adult digital banking. Parents use the Maalicard app on Google Play or log in at toto.maalicard.com.

  • Enrol: the school joins; the parent registers the learner
  • Fund: top up from MaaliPot, mobile money or bank through MaaliPay
  • Control: daily limits, approved merchants and purchase approvals
  • Spend: card, tag or QR at the canteen, bookshop, uniform shop and transport
  • Monitor and save: real-time alerts and goal-based savings for fees and exams
  • Protect: pair with Elloshield health and accident cover
  • Learn: financial literacy through MaaliLearn and the FIT Capacity Academy
Official website

Maalicard

Open a MaaliPot account, get a Maalicard, register for MaaliPay or apply as an agent.
Call +256 755 685 051 · +256 414 532 393 · USSD *205*1#

Visit maalicard.com →
Part of FIT Insights Group

One school, one ecosystem

Most group services meet in the same place — the school. One conversation can cover communication (MaaliTalk), pocket money (MaaliToto), wallets (MaaliPot), fee collection (MaaliPay), learner health and cover (Ellodoctor and Elloshield) and the platform beneath it all (MaaliClouds).

See the whole group →

Let’s turn your data into decisions.

Tell us about the decision you need to make, the system you need to build or the team you need to strengthen. We respond within one working day.

Talk to usCall +256 764 200 526